X-Payments: a PA-DSS-Compliant Solution for On-line Merchants

X-Payments is a web-based payment application, designed for on-line merchants, who accept credit card payments and require compliance with the Payment Card Industry Data Security Standard (PCI DSS) v1.2 standard.

PCI DSS is a set of requirements designed to ensure that ALL companies that process, store or transmit credit card information maintain a secure environment. PCI DSS requirements apply to ALL organizations or merchants, regardless of size or number of transactions, that accepts, transmits or stores any cardholder data. See more at http://help.qtmsoft.com/index.php?title=PCI_FAQs

While processing credit card payments, X-Payments works as an intermediary between a store on the one side and payment gateways and 3D-Secure systems on the other side.

X-Payments allows merchants to:

allow their customers to pay for the orders with credit cards, using online payment gateways;
make their online stores compliant with the PCI-DSS standard version 1.2, which strictly recommends using only PA-DSS verified payment applications for accepting and handling credit card payments. X-Payments is PA-DSS certified (click here to download QSA's confirmation);
authorize payments without actual charge upon order placing and charge later (e.g.when the order is fulfilled);
connect up to 10 online stores to single a X-Payments installation;
integrate with payment gateways, not supported by X-Payments out of the box using a custom made payment integration modules (supposed to be developed separately);
change design and URL of the payment information entering form to go with the design and URL of the online store.

X-Payments integrates with X-Cart v4.3 and newer versions and can be integrated with any e-commerce software via its application programming interface.

X-Payments is compatible with:

accept online payments

Services by Cardservice International

See full list of supported payment gateways