X-Cart Payments (aka X-Payments)

Give your customers – and yourself – peace of mind with this payment processing module that guarantees compliance with PCI security mandates, reduces risk of data breaches significantly and ensures you won’t be hit with a fine of up to $500,000 for non-compliance.

The X Factor: What Makes this Module Great

Effective July 1, 2012, global security mandates went into effect that require software for payment forms hosted on your site to meet the Payment Card Industry Payment Application Standard (PA-DSS). X-Cart Payments combines PA-DSS certified software with PCI-DSS compliant hosting in one package for maximum security and compliance.

X-Cart is out of PCI scope as it doesn't transmit, receive or store credit card details. Customers are redirected to payment processors' credit card forms. With X-Cart Payments module you can accept credit cards right on your web-site pages, improve your conversion rates and be 100% PCI compliant at the same time.

Key features

Fully Compliant. X-Cart Payments is a PA-DSS certified application for PCI compliant credit card processing for on-line merchants.
Total control over checkout and no redirects. Credit card form can be loaded via iFrame in your checkout routine. Customers do not leave your web-site when placing orders. Less checkout steps improve conversion according to a research conducted by Getelastic.com.
Works with mobile devices with help of X-Cart Mobile module.
Shopping Cart Integration. Integrates with all X-Cart editions as well as other shopping cart services.
Payment Gateway Compatibility. X-Cart Payments supports virtually all major payment gateways (see complete list).
Multi-Store Support. Ability to process payments for up to 10 stores (need unlimited? - contact us)
Easy to Customize. A customizable payment form page, configurable permissions for staff users and full transaction control (Auth/Capture/Sale/Void/Refund/Info) allow you to tailor X-Cart Payments to meet your specific needs.
3D-Secure Support. Add even more protection by supporting 3D Secure technology via Cardinal Commerce.

While processing credit card payments, X-Payments works as an intermediary between a shopping cart software on one side and payment gateways and 3D-Secure systems on the other side.