Grow your business with the name shoppers trust
Consumers are nearly 3 times more likely to complete their purchase when PayPal is available at checkout.1Activate PayPal
Turn browsers into buyers with Pay Later at no additional cost to your business
Help increase sales by offering Pay Later options to your customers. Pay Later allows customers to pay over time while you get paid up front — at no additional cost to your business. Businesses with pay-over-time messaging on their site have seen their overall PayPal average order value increase by up to 56%.2
Pay in 43
Customers can pay for purchases in four interest-free payments.
A digital credit line that includes a special financing offer.
What Pay Later can mean for your bottom line
more likely to purchase — consumers say they are more likely to make a purchase with a retailer that offers interest-free payment options.5
increase in average order value (AOV) — businesses with pay-over-time messaging on their site saw a 56% increase in overall PayPal AOV.6
of buy now, pay later (BNPL) users decide to use a BNPL solution prior to checkout.7
of buy now, pay later (BNPL) users agree that seeing a BNPL message while browsing gives them the ability to spend more.8
PayPal is one of the world’s most preferred, trusted, and familiar brands
More than half of consumers say they place more trust in businesses that accept PayPal.9 In fact, 49% say they’ve abandoned a purchase because PayPal wasn’t an option.10
Get the support and protection your business deserves
Instant access to funds
Access card payments, send money or make a payment from your bank account. You’re credited immediately while the payment is processing. Funds settle instantly into your PayPal business account.
Save time and money by letting PayPal help you handle the risk of fraudulent transactions with our fraud, chargeback, and Seller Protection* capabilities (on eligible transactions). Our AI technology works hard to monitor all of your transactions — so you can focus on what matters most.
*Available on eligible purchases. Limits apply.
PayPal payment solutions help you meet your global compliance standards, such as PCI and PSD2, bringing international markets within reach for your business. Our platform has built-in compliance with two-factor authentication provided by cards (3D Secure). We include automatic updates as security protocols change.
Activate PayPal on your X-Cart store today
Be sure to activate the latest PayPal features by following these simple steps.
- Login to your X-Cart dashboard
- Go to Settings
- Select “PayPal Checkout”
- Once enabled, you can start accepting payments with PayPal
Add the value of PayPal to your business
Simple, transparent pricing11
Domestic fees per transaction
|Online Credit and Debit Cards (without Chargeback Protection12)||2.59% + $0.49|
|Online Credit and Debit Cards (with Chargeback Protection12)||2.99% + $0.49|
|PayPal Digital Payments13||3.49% + $0.49|
|In-person PayPal and Venmo QR code Payments14||1.90% + $0.10|
1 Nielsen Attitudinal Survey of 2,801 consumers who had made a recent (past 2 weeks) purchase across any of 8 verticals (e.g. health & beauty, fashion, groceries) in June 2020.
2 Average lift in overall PayPal AOV for merchants with PayPal Credit messaging vs. those without, 2019 PayPal internal data.
3 About Pay in 4: Consumer late fee may apply for missed payments and varies by consumer’s state of residency. Loans to California residents are made or arranged pursuant to a California Finance Lenders Law license. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457.
4 PayPal Credit is subject to consumer credit approval.
5 Online study commissioned by PayPal and conducted by Logica Research in May 2020 involving 2000 U.S. consumers, half were PayPal Credit users and half were non-PayPal Credit users.
6 Average lift in overall PayPal AOV for merchants with PayPal Credit messaging vs. those without, 2019 PayPal internal data.
7 An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39 (among BNPL users, n=357).
8 An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39 (among BNPL users, n=357).
9 Ipsos conjoint study of 10,500 online shoppers across US, UK, Germany, Australia, Italy, Spain, Brazil conducted Q4 2018.
10 An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39 (among PayPal users, n=682).
11 Our standard rate pricing listed herein is for US transactions only in USD and is effective starting on August 2, 2021.
12 Chargeback Protection is available starting on August 2, 2021 on eligible advanced credit and debit card payments and excludes guest transactions (Additional limits apply). Merchants need to opt in for Chargeback Protection through their PayPal business account to activate this feature. May be subject to additional fees. Merchants who do not manage their own PayPal business account, due to your platform’s integration with PayPal, do not have access to Chargeback Protection at this time.
13 PayPal Digital Payments include payment methods such as PayPal, Pay Later options including Pay in 4 and PayPal Credit*, Venmo, Pay with Rewards, and Checkout with Crypto.
* About Pay in 4: Loans to California residents are made or arranged pursuant to a California Finance Lenders Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457.
PayPal Credit is subject to consumer credit approval.
14 In-person PayPal and Venmo QR Code transactions above $10 will be processed at a rate of 1.90% and $0.10; transactions $10 and below will be processed at a rate of 2.40% + $0.05.