PayPal + X-Cart

Grow your business with the name shoppers trust

Consumers are nearly 3 times more likely to complete their purchase when PayPal is available at checkout.1

Activate PayPal

Turn browsers into buyers with Pay Later at no additional cost to your business

PayPal Pay Later
Customers automatically see the most relevant Pay Later offers while they shop.

Help increase sales by offering Pay Later options to your customers. Pay Later allows customers to pay over time while you get paid up front — at no additional cost to your business. Businesses with pay-over-time messaging on their site have seen their overall PayPal average order value increase by up to 56%.2

Pay in 43

Customers can pay for purchases in four interest-free payments.

PayPal Credit4

A digital credit line that includes a special financing offer.

Learn more

What Pay Later can mean for your bottom line

64%

more likely to purchase — consumers say they are more likely to make a purchase with a retailer that offers interest-free payment options.5

56%

increase in average order value (AOV) — businesses with pay-over-time messaging on their site saw a 56% increase in overall PayPal AOV.6

84%

of buy now, pay later (BNPL) users decide to use a BNPL solution prior to checkout.7

80%

of buy now, pay later (BNPL) users agree that seeing a BNPL message while browsing gives them the ability to spend more.8

Get the support and protection your business deserves

Instant access to funds

Access card payments, send money or make a payment from your bank account. You’re credited immediately while the payment is processing. Funds settle instantly into your PayPal business account.

Fraud detection

Save time and money by letting PayPal help you handle the risk of fraudulent transactions with our fraud, chargeback, and Seller Protection* capabilities (on eligible transactions). Our AI technology works hard to monitor all of your transactions — so you can focus on what matters most.

*Available on eligible purchases. Limits apply.

Global compliance

PayPal payment solutions help you meet your global compliance standards, such as PCI and PSD2, bringing international markets within reach for your business. Our platform has built-in compliance with two-factor authentication provided by cards (3D Secure). We include automatic updates as security protocols change.

Add the value of PayPal to your business

Simple, transparent pricing11

Domestic fees per transaction

Online Credit and Debit Cards (without Chargeback Protection12)2.59% + $0.49
Online Credit and Debit Cards (with Chargeback Protection12)2.99% + $0.49
PayPal Digital Payments133.49% + $0.49
In-person PayPal and Venmo QR code Payments141.90% + $0.10